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Purchase

Purchasing your new home is both rewarding and exciting. Having the right loan is the key to making that excitement last. Thus, the importance of choosing a mortgage professional who has the product knowledge to guide you in today's marketplace. The Home Loan Group Trusted Advisors are mortgage experts who have your best interests in mind. Integrating your new home purchase into your overall financial goals is our focus.

We're Different

We're Different

We are mortgage planners, not just loan officers. Long after closing, we're available to answer your questions and advise you of loan programs that may benefit your overall financial goals throughout the various stages of your life.

Programs

First Time Home Buyer - Programs available for your first home purchase include low down payment requirements, less stringent credit history or employment guidelines, and minimal or no asset verification.

Zero Down - Allows you to purchase your home with no down payment. We can help you structure these programs to reduce or eliminate expensive private mortgage insurance.

FHA/VA - Contrary to common belief, these programs are not for First Time Buyers only. Supported by the federal government, these programs offer great solutions for borrowers with marginal or no credit history and low or no down payments. Credit score is not as important as it is with other loan programs and poor credit over a year old tends to be disregarded as long as improvement is seen in the last 12 months.

New Construction - Often referred to as "Construction To Perm", this program is designed for those who want to build their new home. Allows for interest only payments during construction, which minimizes your monthly payments. Also, only one closing is required, thereby lowering costs.

Transitional - Buyers with traditional down payments benefit from ultra competitive programs, along with fast and easy approvals and closings. Experienced borrowers can accomplish their financial goals utilizing more sophisticated loan products, including Interest Only and Payment Option ARMs.

Combining competitive rates, low closing costs, honest answers, and hassle-free service sets us apart from others in our industry. Complete the simple quote form or call us today and see for yourself. We are happy to provide you with a free quote.

The Home Loan Group, Inc. is located at 9190 Budd Run Drive, Indianapolis, IN 46250. License No. 06-0140 LB.